You just backed into a pole and now there's a dent the size of a basketball on your bumper. Do you file a claim or just pay to fix it yourself? Most people don't realize that filing for small damage can actually cost you more in the long run. Your premium might jump $300 a year for the next three years, that's $900 total for a repair that costs $500. Before you call your insurance company, get a quote from an Auto Body Shop Davenport IA to see what you're actually dealing with. A Mechanic Davenport can often fix minor dents for less than your deductible. Sometimes paying out of pocket is the smarter financial move. Precision Collision Auto Body Center : https://www.google.com/maps?cid=7597619679273764787 More details here : https://gulfsena.com/blogs/56538/Should-You-File-an-Insurance-Claim-or-Pay-Out-of