You checked your mail and there it was, another auto insurance bill that's higher than last month, and you haven't filed a claim in years. What gives? Turns out your driving record isn't the only thing that affects your rates. Insurance companies adjust prices based on repair costs, local crime rates, inflation, and even your credit score in some states. Your Auto Insurance Company near me might have raised everyone's rates because of regional weather events or rising medical costs from accidents across the board. An Insurance Broker Lubbock TX can explain exactly why your premium jumped and shop around for better options that won't surprise you next renewal. Farmers Insurance - William Smith Agency : https://www.google.com/maps?cid=16333843074903094642 Read the full story : https://socialytime.com/blogs/129249/Why-Your-Auto-Insurance-Went-Up-Even-Though-You-Didn